Insurance for psoriasis
Support and advice about insurance for psoriasis.
In South Africa if you do not have Medical Insurance you are dead before your time, fortunately for me my employer pay 50% towards my medical Insurance and I pay 50% of my share . My Trade Union have negotiated Medical Aid Benefits as part of our wage Package. The Public state run hospitals are in a pathetic conditions , shortage of qualified doctors and nurses, hospitals are filthy and the chances of a patient contacting other dangerous illnesses is always very risky. On the other hand the private hospitals are like 5 star hotels and the treatment is excellent but comes at a great cost and the private sector hospitals are not regulated by legislation and this lends its self to exploitation and greed by the Specialist who charge exorbitant Rates for their services. There is an on going conflict by the Medical Aid Insurance Companies and the private sector hospitals. We are in a pretty hopeless situation if we don't have Medical Insurance cover.
My cost is zero - only because I am not currently seeing a dermatologist or a rheumatologist and I'm not on any meds - (I certainly haven't ruled it out in the future especially if my condition worsens) - for now, still eating only organic - no junk food, dairy, gluten, gmo's, refined sugar and avoiding night shade plants - (have been a life long vegetarian as well) - even though organic food is higher in cost, I no longer eat fast food or spend money in quick service restaurants so the cost is the same - I MUST SAY although I have decent health insurance coverage with a low deductible and low monthly premiums the U.S. health care system is set up to rob the average citizen - the insurance providers, pharmaceutical companies and large corporate hospitals/medical offices are financially bankrupting the American people! Looks like we all need to retire to Scotland!!!
My insurance doesn't cover any of it i only go to the dermatologist twice a year due to each visit cost about 400.00 wont buy any cream due to the prices are outrageous again they inject the P spots which help maintain the spreading but would be nice to go a few times a year but im not willing to pay that much in doctor visits
Pat - that's awesome. Yeah, I guess in Canada at a bit different. Most of my healthcare (doctor visits, hospital etc) are all covered but my job offers private insurance that covers meds and this one is over 3600/month. Not sure if my insurance company will go for it. If they don't my province offers a drug program where I will probably have to pay some sort of premium but it shouldn't be too much based on my income. Working with animals definitely doesn't have me rolling in dough 😂
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